{"id":16,"date":"2026-06-16T06:27:54","date_gmt":"2026-06-16T06:27:54","guid":{"rendered":"https:\/\/mori.yailee.com\/?p=16"},"modified":"2026-06-16T08:49:04","modified_gmt":"2026-06-16T08:49:04","slug":"2026-youth-future-savings","status":"publish","type":"post","link":"https:\/\/mori.yailee.com\/?p=16","title":{"rendered":"\uccad\ub144\ubbf8\ub798\uc801\uae08 6\uc6d4 22\uc77c \uc2e0\uccad \uc2dc\uc791 , 5\ubd80\uc81c \ub0a0\uc9dc\u00b7\ucd5c\ub300 8% \uae08\ub9ac \uc815\ub9ac"},"content":{"rendered":"<p><!-- 1. \ud6c4\ud0b9 --><\/p>\n<p><strong>&#8220;\uc6d4\uae09 \ubc1b\uc544\ub3c4 \ud1b5\uc7a5\uc740 \ub298 \ube44\uc5b4 \uc788\ub294\ub370, \ubaa9\ub3c8\uc740 \ub300\uccb4 \uc5b8\uc81c \ubaa8\uc73c\uc8e0?&#8221;<\/strong><\/p>\n<p>\uccad\ub144\uc774\ub77c\uba74 \ub204\uad6c\ub098 \ud55c \ubc88\ucbe4 \ud574\ubcf8 \uace0\ubbfc\uc785\ub2c8\ub2e4. \uc774\ub7f0 \uccad\ub144\uc758 \ubaa9\ub3c8 \ub9c8\ub828\uc744 \uc815\ubd80\uac00 \ub3d5\ub294 \uc81c\ub3c4\uac00 \ubc14\ub85c <strong>\uccad\ub144\ubbf8\ub798\uc801\uae08<\/strong>\uc774\uc5d0\uc694. \uc774 \uae00 \ud558\ub098\uba74 \uccad\ub144\ubbf8\ub798\uc801\uae08 \ub300\uc0c1\uc778\uc9c0, \uc5bc\ub9c8 \ubc1b\ub294\uc9c0, \uc5b4\ub5bb\uac8c \uc2e0\uccad\ud558\ub294\uc9c0 \ub05d\ub0a9\ub2c8\ub2e4.<\/p>\n<p><!-- 2. \uc81c\ub3c4 \ubaa9\uc801 --><\/p>\n<h2>\uccad\ub144\ubbf8\ub798\uc801\uae08, \uc65c \uc8fc\ub294 \uac78\uae4c\uc694?<\/h2>\n<p><strong>&#8220;\uccad\ub144\uc774 \uc2a4\uc2a4\ub85c \ubaa8\uc740 \ub3c8\uc5d0, \uc815\ubd80\uac00 \ub3c8\uc744 \uc5b9\uc5b4\uc8fc\ub294 \uc801\uae08\uc774\uc5d0\uc694.&#8221;<\/strong><\/p>\n<h3>\uc26c\uc6b4 \uc608\uc2dc<\/h3>\n<p>\uccad\ub144 A\uc528\uac00 \ub9e4\ub2ec 50\ub9cc\uc6d0\uc529 3\ub144\uc744 \ubaa8\uc740\ub2e4\uace0 \ud574\ubcfc\uac8c\uc694. \ub123\uc740 \uc6d0\uae08\uc740 \ub611\uac19\uc774 1,800\ub9cc\uc6d0\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>\uc77c\ubc18 \uc801\uae08\uc774\ub77c\uba74<\/strong> \u2192 \uc6d0\uae08 1,800\ub9cc\uc6d0 + \uc740\ud589 \uc774\uc790. \uac8c\ub2e4\uac00 \uc774\uc790\uc5d0\uc11c \uc138\uae08 15.4%\ub97c \ub5bc\uc11c, \uc190\uc5d0 \uc950\ub294 \uac74 1,900\ub9cc\uc6d0 \uc548\ud30e\uc785\ub2c8\ub2e4. (\uc77c\ubc18 \uc801\uae08 \uae08\ub9ac \uc57d 3~4% \uac00\uc815)<\/p>\n<p><strong>\uccad\ub144\ubbf8\ub798\uc801\uae08\uc774\ub77c\uba74<\/strong> \u2192 \uc6d0\uae08 1,800\ub9cc\uc6d0 + \uc740\ud589 \uc774\uc790(\uc138\uae08 0\uc6d0) + \uc815\ubd80 \uae30\uc5ec\uae08\uc774 \ub354\ud574\uc9d1\ub2c8\ub2e4. \uae30\uc5ec\uae08\uc740 \uc18c\ub4dd\uc5d0 \ub530\ub77c \ub450 \uac08\ub798\uc608\uc694.<\/p>\n<ul>\n<li>\uc77c\ubc18\ud615(\uae30\uc5ec\uae08 6%): \uae30\uc5ec\uae08 108\ub9cc\uc6d0 \u2192 \ub9cc\uae30 \uc57d 2,138\ub9cc\uc6d0<\/li>\n<li>\uc6b0\ub300\ud615(\uae30\uc5ec\uae08 12%, \uc911\uc18c\uae30\uc5c5 \uc7ac\uc9c1\u00b7\uc800\uc18c\ub4dd \uccad\ub144 \ub4f1): \uae30\uc5ec\uae08 216\ub9cc\uc6d0 \u2192 \ub9cc\uae30 \ucd5c\ub300 \uc57d 2,255\ub9cc\uc6d0<\/li>\n<\/ul>\n<p><strong>\uac19\uc740 50\ub9cc\uc6d0\uc744 \ubaa8\uc558\ub294\ub370 \uc77c\ubc18 \uc801\uae08\ubcf4\ub2e4 250\ub9cc~370\ub9cc\uc6d0\uc744 \ub354 \ubc1b\uc2b5\ub2c8\ub2e4. \uc815\ubd80\uac00 \uae30\uc5ec\uae08\uc744 \uc5b9\uc5b4\uc8fc\uace0 \uc774\uc790\uc5d0 \uc138\uae08\ub3c4 \uc548 \ub9e4\uae30\uae30 \ub54c\ubb38\uc774\uc5d0\uc694.<\/strong> (\ub9cc\uae30 \uae08\uc561\uc740 \uc740\ud589\u00b7\uc6b0\ub300\uae08\ub9ac \uc870\uac74\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\uba70, \uc704 \uae08\uc561\uc740 \ucd5c\ub300 \uc6b0\ub300\uae08\ub9ac \uae30\uc900\uc785\ub2c8\ub2e4.)<\/p>\n<p><!-- 3. \uc790\uaca9 \uccb4\ud06c\ub9ac\uc2a4\ud2b8 --><\/p>\n<h2>\ub098\ub3c4 \ubc1b\uc744 \uc218 \uc788\uc744\uae4c? (30\ucd08 \uccb4\ud06c)<\/h2>\n<ul>\n<li>\u25a1 \uac00\uc785\uc77c \uae30\uc900 \ub9cc 19~34\uc138\uc778\uac00\uc694?<\/li>\n<li>\u25a1 \uac1c\uc778\uc18c\ub4dd(\ucd1d\uae09\uc5ec)\uc774 \uc5f0 7,500\ub9cc\uc6d0 \uc774\ud558\uc778\uac00\uc694? (\uc18c\uc0c1\uacf5\uc778\uc740 \uc5f0 \ub9e4\ucd9c 3\uc5b5\uc6d0 \uc774\ud558)<\/li>\n<li>\u25a1 \uc6b0\ub9ac \uac00\uad6c \uc18c\ub4dd\uc774 \uae30\uc900 \uc911\uc704\uc18c\ub4dd 200% \uc774\ud558\uc778\uac00\uc694?<\/li>\n<\/ul>\n<p>\u2705 \uc704 3\uac1c \ubaa8\ub450 \ud574\ub2f9 = \uac00\uc785 \ub300\uc0c1\uc785\ub2c8\ub2e4.<\/p>\n<p>\uad70 \ubcf5\ubb34\ub97c \ud588\ub2e4\uba74 \ubcf5\ubb34 \uae30\uac04(\ucd5c\ub300 6\ub144)\uc744 \ub098\uc774\uc5d0\uc11c \ube7c\uace0 \uacc4\uc0b0\ud558\ubbc0\ub85c, \ub9cc 34\uc138\ub97c \ub118\uc5c8\uc5b4\ub3c4 \ub300\uc0c1\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>&#8216;\uae30\uc900 \uc911\uc704\uc18c\ub4dd 200%&#8217;\uac00 \ubb54\uac00\uc694?<\/h3>\n<p>\uc804 \uad6d\ubbfc\uc758 \uc18c\ub4dd\uc744 \ud55c \uc904\ub85c \uc138\uc6e0\uc744 \ub54c \ub531 \uac00\uc6b4\ub370 \uc788\ub294 \uac12\uc774 &#8216;\uc911\uc704\uc18c\ub4dd&#8217;\uc785\ub2c8\ub2e4. \uadf8 \uac00\uc6b4\ub370 \uac12\uc758 2\ubc30(200%)\uae4c\uc9c0\uac00 \ub300\uc0c1\uc774\ub77c\ub294 \ub73b\uc774\uc5d0\uc694. \uc27d\uac8c \ub9d0\ud574 \uc544\uc8fc \uace0\uc18c\ub4dd\uc774 \uc544\ub2c8\ub77c\uba74 \ub300\ubd80\ubd84 \ub4e4\uc5b4\uc635\ub2c8\ub2e4.<\/p>\n<h3>\uc77c\ubc18\ud615\u00b7\uc6b0\ub300\ud615\uc740 \uc5b4\ub5bb\uac8c \ub098\ub258\ub098\uc694?<\/h3>\n<p>\uc18c\ub4dd\uc774 \ub0ae\uc744\uc218\ub85d \uc815\ubd80\uac00 \ub354 \ub9ce\uc774 \uc5b9\uc5b4\uc90d\ub2c8\ub2e4. \uac19\uc740 50\ub9cc\uc6d0\uc744 \ub123\uc5b4\ub3c4 \ubc1b\ub294 \uae30\uc5ec\uae08\uc774 \ub2ec\ub77c\uc9c0\ub2c8, \ubcf8\uc778\uc774 \uc5b4\ub514\uc5d0 \ud574\ub2f9\ud558\ub294\uc9c0 \uaf2d \ud655\uc778\ud558\uc138\uc694. (\uc544\ub798 \ud45c \ucc38\uace0)<\/p>\n<p><!-- 4. \ud575\uc2ec \uc815\ubcf4 \ud45c --><\/p>\n<h2>2026 \uccad\ub144\ubbf8\ub798\uc801\uae08 \ud575\uc2ec \uc815\ubcf4<\/h2>\n<table style=\"width:100%; border-collapse:collapse;\">\n<tbody>\n<tr>\n<th style=\"text-align:left; padding:12px 14px; background:#633806; color:#ffffff; font-weight:500; border:1px solid #d8cfc2;\">\ud56d\ubaa9<\/th>\n<th style=\"text-align:left; padding:12px 14px; background:#633806; color:#ffffff; font-weight:500; border:1px solid #d8cfc2;\">\ub0b4\uc6a9<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">\uc9c0\uc6d0 \ub300\uc0c1<\/td>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">\ub9cc 19~34\uc138 \/ \uac1c\uc778\uc18c\ub4dd 7,500\ub9cc\uc6d0 \uc774\ud558 \/ \uac00\uad6c \uc911\uc704\uc18c\ub4dd 200% \uc774\ud558<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\">\ub0a9\uc785 \ud55c\ub3c4<\/td>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\">\uc6d4 \ucd5c\ub300 50\ub9cc\uc6d0 (\uc790\uc720\uc801\ub9bd\uc2dd, 3\ub144 \ub9cc\uae30)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">\uc815\ubd80 \uae30\uc5ec\uae08<\/td>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">\uc77c\ubc18\ud615 \ub0a9\uc785\uc561\uc758 6% \/ \uc6b0\ub300\ud615 12%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\">\uae08\ub9ac (3\ub144 \uace0\uc815)<\/td>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\">\uae30\ubcf8 \uc5f0 5.0% (\uc804 \uae30\uad00 \ub3d9\uc77c) + \uc740\ud589\ubcc4 \uc6b0\ub300 \ucd5c\ub300 2~3%p \u2192 \ucd5c\ub300 \uc5f0 7~8%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">\ud61c\ud0dd<\/td>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">\uc815\ubd80 \uae30\uc5ec\uae08 + \uc774\uc790\uc18c\ub4dd\uc138 \ube44\uacfc\uc138<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\">\ub9cc\uae30 \uc218\ub839\uc561<\/td>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\">\uc6d4 50\ub9cc\uc6d0 \u00d7 3\ub144 \uc2dc \ucd5c\ub300 \uc57d 2,255\ub9cc\uc6d0 (\uc6b0\ub300\ud615\u00b7\ucd5c\ub300 \uc6b0\ub300\uae08\ub9ac \uae30\uc900)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">\uc2e0\uccad \uae30\uac04<\/td>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">2026\ub144 6\uc6d4 22\uc77c ~ 7\uc6d4 3\uc77c (\uc5f0 2\ud68c: 6\uc6d4\u00b712\uc6d4 \ubaa8\uc9d1)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\">\uc2e0\uccad \ubc29\ubc95<\/td>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\">\ucde8\uae09 \uc740\ud589 \uc571\uc5d0\uc11c \ube44\ub300\uba74 \uc2e0\uccad (\uc11c\ub958 \uc81c\ucd9c \uc5c6\uc774 \uc804\uc0b0 \uc2ec\uc0ac)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">\ubb38\uc758<\/td>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \ucf5c\uc13c\ud130 1397<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><!-- 4-1. \uc18c\ub4dd \uad6c\uac04\ubcc4 \uae30\uc5ec\uae08 --><\/p>\n<h2>\uccad\ub144\ubbf8\ub798\uc801\uae08 \uc18c\ub4dd \uad6c\uac04\ubcc4 \uc815\ubd80 \uc9c0\uc6d0<\/h2>\n<table style=\"width:100%; border-collapse:collapse;\">\n<tbody>\n<tr>\n<th style=\"background:#633806; color:#ffffff; font-weight:500; border:1px solid #d8cfc2; padding:12px 14px; text-align:left;\">\uad6c\ubd84<\/th>\n<th style=\"background:#633806; color:#ffffff; font-weight:500; border:1px solid #d8cfc2; padding:12px 14px; text-align:left;\">\uc18c\ub4dd \uae30\uc900 (\ucd1d\uae09\uc5ec)<\/th>\n<th style=\"background:#633806; color:#ffffff; font-weight:500; border:1px solid #d8cfc2; padding:12px 14px; text-align:left;\">\uc815\ubd80 \ud61c\ud0dd<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #d8cfc2; padding:12px 14px;\">\uc6b0\ub300\ud615<\/td>\n<td style=\"border:1px solid #d8cfc2; padding:12px 14px;\">3,600\ub9cc\uc6d0 \uc774\ud558 (\uc911\uc18c\uae30\uc5c5 \uc7ac\uc9c1\uc790 \ub4f1, \uac00\uad6c \uc911\uc704\uc18c\ub4dd 150% \uc774\ud558)<\/td>\n<td style=\"border:1px solid #d8cfc2; padding:12px 14px;\">\uae30\uc5ec\uae08 \uc6d4 <strong>12%<\/strong> + \ube44\uacfc\uc138<\/td>\n<\/tr>\n<tr style=\"background:#faeeda;\">\n<td style=\"border:1px solid #d8cfc2; padding:12px 14px;\">\uc77c\ubc18\ud615<\/td>\n<td style=\"border:1px solid #d8cfc2; padding:12px 14px;\">6,000\ub9cc\uc6d0 \uc774\ud558 (\uac00\uad6c \uc911\uc704\uc18c\ub4dd 200% \uc774\ud558)<\/td>\n<td style=\"border:1px solid #d8cfc2; padding:12px 14px;\">\uae30\uc5ec\uae08 \uc6d4 <strong>6%<\/strong> + \ube44\uacfc\uc138<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #d8cfc2; padding:12px 14px;\">\ube44\uacfc\uc138\ub9cc<\/td>\n<td style=\"border:1px solid #d8cfc2; padding:12px 14px;\">6,000\ub9cc\uc6d0 \ucd08\uacfc ~ 7,500\ub9cc\uc6d0 \uc774\ud558<\/td>\n<td style=\"border:1px solid #d8cfc2; padding:12px 14px;\"><strong>\uae30\uc5ec\uae08 \uc5c6\uc74c<\/strong>, \uc774\uc790\uc18c\ub4dd\uc138 \ube44\uacfc\uc138\ub9cc<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>\ud575\uc2ec:<\/strong> 6,000\ub9cc\uc6d0\uc744 \ub118\uc73c\uba74 \uc815\ubd80\uac00 \ub3c8\uc744 \uc5b9\uc5b4\uc8fc\uc9c4 \uc54a\uc9c0\ub9cc, \uc774\uc790\uc5d0 \ubd99\ub294 \uc138\uae08(15.4%)\uc740 \uba74\uc81c\ub429\ub2c8\ub2e4. 7,500\ub9cc\uc6d0\uc744 \ub118\uc73c\uba74 \uc544\uc608 \uac00\uc785\uc774 \uc548 \ub429\ub2c8\ub2e4.<\/p>\n<p><!-- 4-2. \uc6d4 \ub0a9\uc785\uc561\ubcc4 \ub9cc\uae30 \uc218\ub839\uc561 --><\/p>\n<h2>\uc6d4 \ub0a9\uc785\uc561\ubcc4 \ub9cc\uae30 \uc218\ub839\uc561 \ube44\uad50 (50\ub9cc\uc6d0 vs 30\ub9cc\uc6d0)<\/h2>\n<p>\ubaa8\ub450 3\ub144(36\uac1c\uc6d4) \ub0a9\uc785, \ucd5c\ub300 \uc6b0\ub300\uae08\ub9ac(\uc5f0 7~8%) \uae30\uc900\uc785\ub2c8\ub2e4. (30\ub9cc\uc6d0 \uae08\uc561\uc740 50\ub9cc\uc6d0 \uae30\uc900 \uacf5\uc2dc\uac12\uc744 \ub0a9\uc785 \ube44\uc728\ub85c \ud658\uc0b0\ud55c \ucd94\uc815\uce58\uc785\ub2c8\ub2e4.)<\/p>\n<table style=\"width:100%; border-collapse:collapse;\">\n<tbody>\n<tr>\n<th style=\"text-align:left; padding:12px 14px; background:#633806; color:#ffffff; font-weight:500; border:1px solid #d8cfc2;\">\uad6c\ubd84<\/th>\n<th style=\"text-align:left; padding:12px 14px; background:#633806; color:#ffffff; font-weight:500; border:1px solid #d8cfc2;\">\uc6d4 50\ub9cc\uc6d0<\/th>\n<th style=\"text-align:left; padding:12px 14px; background:#633806; color:#ffffff; font-weight:500; border:1px solid #d8cfc2;\">\uc6d4 30\ub9cc\uc6d0<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">\uc6d0\uae08 (3\ub144 \ud569\uacc4)<\/td>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">1,800\ub9cc\uc6d0<\/td>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">1,080\ub9cc\uc6d0<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\">\uc815\ubd80 \uae30\uc5ec\uae08 (\uc77c\ubc18\ud615 6%)<\/td>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\">108\ub9cc\uc6d0<\/td>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\">\uc57d 65\ub9cc\uc6d0<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">\uc815\ubd80 \uae30\uc5ec\uae08 (\uc6b0\ub300\ud615 12%)<\/td>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">216\ub9cc\uc6d0<\/td>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\">\uc57d 130\ub9cc\uc6d0<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\">\uc740\ud589 \uc774\uc790 (\ucd5c\ub300, \ube44\uacfc\uc138)<\/td>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\">\uc57d 230~240\ub9cc\uc6d0<\/td>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\">\uc57d 138~143\ub9cc\uc6d0<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\"><strong>\ub9cc\uae30 \uc218\ub839\uc561 (\uc77c\ubc18\ud615)<\/strong><\/td>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\"><strong>\uc57d 2,138\ub9cc\uc6d0<\/strong><\/td>\n<td style=\"padding:12px 14px; border:1px solid #d8cfc2;\"><strong>\uc57d 1,283\ub9cc\uc6d0<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\"><strong>\ub9cc\uae30 \uc218\ub839\uc561 (\uc6b0\ub300\ud615)<\/strong><\/td>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\"><strong>\uc57d 2,255\ub9cc\uc6d0<\/strong><\/td>\n<td style=\"padding:12px 14px; background:#faeeda; border:1px solid #d8cfc2;\"><strong>\uc57d 1,353\ub9cc\uc6d0<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>\ud83d\udca1 \uc54c\uc544\ub450\uba74 \uc88b\uc740 \uac83<\/h3>\n<p><strong>\uc774\uc790\uc728(%)\uc740 50\ub9cc\uc6d0\uc774\ub4e0 30\ub9cc\uc6d0\uc774\ub4e0 \ub611\uac19\uc544\uc694.<\/strong> \uac19\uc740 \uc740\ud589\u00b7\uac19\uc740 \uc6b0\ub300 \uc870\uac74\uc774\uba74 \ub458 \ub2e4 \ub3d9\uc77c\ud569\ub2c8\ub2e4. \ub2ec\ub77c\uc9c0\ub294 \uac74 \uc774\uc790 &#8216;\uae08\uc561&#8217;\uc774\uc5d0\uc694. \uc774\uc790\ub294 &#8216;\uc6d0\uae08 \u00d7 \uc774\uc790\uc728&#8217;\uc774\ub77c \uc6d0\uae08\uc774 \ud06c\uba74 \uac19\uc740 \uc774\uc728\uc774\ub77c\ub3c4 \ubd99\ub294 \ub3c8\uc774 \ucee4\uc9d1\ub2c8\ub2e4. &#8220;50\ub9cc\uc6d0\uc740 \ub123\uc5b4\uc57c \uc774\uc790\uac00 \ud06c\ub2e4&#8221;\ub294 \ub9d0\uc774 \ub9de\ub294 \uc774\uc720\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>\uc0ac\uc2e4 \uc9c4\uc9dc \ud070 \uac74 \uc774\uc790\uac00 \uc544\ub2c8\ub77c &#8216;\uc815\ubd80 \uae30\uc5ec\uae08&#8217;\uc774\uc5d0\uc694.<\/strong> 50\ub9cc\uc6d0\u00b7\uc6b0\ub300\ud615 \uae30\uc900 3\ub144\uac04 \uc740\ud589 \uc774\uc790 \uc57d 230\ub9cc\uc6d0, \uc815\ubd80 \uae30\uc5ec\uae08 216\ub9cc\uc6d0\uc73c\ub85c \ube44\uc2b7\ud558\uc9c0\ub9cc, \uae30\uc5ec\uae08\uc740 \uc138\uae08\uc744 \ud55c \ud47c\ub3c4 \ub5bc\uc9c0 \uc54a\uace0 \ube44\uc728(12%)\ub3c4 \uace0\uc815\uc774\ub77c \ud655\uc2e4\ud558\uac8c \ub4e4\uc5b4\uc635\ub2c8\ub2e4. \ubc18\uba74 \uc740\ud589 \uc774\uc790\ub294 \uc6b0\ub300\uae08\ub9ac \uc870\uac74(\uae09\uc5ec\uc774\uccb4\u00b7\uce74\ub4dc \uc2e4\uc801 \ub4f1)\uc744 \ubabb \ucc44\uc6b0\uba74 \uae30\ubcf8 5%\ub85c \uc904\uc5b4\ub4ed\ub2c8\ub2e4.<\/p>\n<p><strong>\uadf8\ub798\uc11c \uacb0\ub860\uc740,<\/strong> \uc5ec\uc720\uac00 \ub418\uba74 50\ub9cc\uc6d0\uc744 \uaf49 \ucc44\uc6b0\ub294 \uac8c \uac00\uc7a5 \uc774\ub4dd\uc774\uc9c0\ub9cc, 30\ub9cc\uc6d0\ub9cc \ub123\uc5b4\ub3c4 \uac19\uc740 \uc774\uc728\u00b7\uac19\uc740 \ube44\uc728\ub85c \ube44\ub840\ud574 \ubc1b\uc73c\ub2c8 \uc77c\ubc18 \uc801\uae08\ubcf4\ub2e4\ub294 \ud6e8\uc52c \uc720\ub9ac\ud569\ub2c8\ub2e4. \ubb34\ub9ac\ud574\uc11c \ub123\ub2e4\uac00 \uc911\ub3c4 \ud574\uc9c0\ud558\uba74 \uae30\uc5ec\uae08\uacfc \ube44\uacfc\uc138\ub97c \ubabb \ubc1b\uc73c\ub2c8, <strong>3\ub144\uac04 \uafb8\uc900\ud788 \uc720\uc9c0\ud560 \uc218 \uc788\ub294 \uae08\uc561\uc73c\ub85c \uc815\ud558\ub294 \uac8c \ud575\uc2ec<\/strong>\uc774\uc5d0\uc694.<\/p>\n<p><!-- 5. \uc2e0\uccad \ubc29\ubc95 --><\/p>\n<h2>\uc2e0\uccad \ubc29\ubc95<\/h2>\n<h3>\uc2e0\uccad\uc740 \uc774\ub807\uac8c \uc9c4\ud589\ub3fc\uc694<\/h3>\n<div style=\"display:flex; gap:8px; flex-wrap:wrap; font-size:14px; text-align:center; margin:20px 0;\">\n<div style=\"flex:1; min-width:110px; background:#faeeda; border:1px solid #d8cfc2; border-radius:8px; padding:14px;\">\n<div style=\"font-weight:bold; color:#633806;\">1. \ubcf8\uc778 \uc778\uc99d<\/div>\n<div style=\"color:#854F0B; margin-top:4px;\">\uc740\ud589 \uc571 \uc2e4\ud589<\/div>\n<\/div>\n<div style=\"flex:1; min-width:110px; background:#faeeda; border:1px solid #d8cfc2; border-radius:8px; padding:14px;\">\n<div style=\"font-weight:bold; color:#633806;\">2. \uba54\ub274 \uc120\ud0dd<\/div>\n<div style=\"color:#854F0B; margin-top:4px;\">\uccad\ub144\ubbf8\ub798\uc801\uae08 \uac80\uc0c9<\/div>\n<\/div>\n<div style=\"flex:1; min-width:110px; background:#faeeda; border:1px solid #d8cfc2; border-radius:8px; padding:14px;\">\n<div style=\"font-weight:bold; color:#633806;\">3. \uc790\uaca9 \uc870\ud68c<\/div>\n<div style=\"color:#854F0B; margin-top:4px;\">\uc18c\ub4dd\u00b7\uc790\uaca9 \ub3d9\uc758<\/div>\n<\/div>\n<div style=\"flex:1; min-width:110px; background:#faeeda; border:1px solid #d8cfc2; border-radius:8px; padding:14px;\">\n<div style=\"font-weight:bold; color:#633806;\">4. \uc2e0\uccad\uc11c \uc81c\ucd9c<\/div>\n<div style=\"color:#854F0B; margin-top:4px;\">\uc804\uc0b0 \uc2ec\uc0ac<\/div>\n<\/div>\n<\/div>\n<div style=\"background:#e7f0e9; border:1px solid #0F6E56; border-radius:8px; padding:14px; text-align:center; color:#0F6E56; margin-bottom:8px;\">\n  <strong>\uac00\uc785 \ud1b5\ubcf4 \ud6c4 \uacc4\uc88c \uac1c\uc124<\/strong> \u00b7 7\uc6d4 27\uc77c~8\uc6d4 7\uc77c (\uc8fc\ub9d0 \uc81c\uc678)\n<\/div>\n<p style=\"font-size:13px; color:#777;\">\uc2e0\uccad: 6\uc6d4 22\uc77c~7\uc6d4 3\uc77c \u00b7 \uccab \uc8fc(6\/22~26) \ucd9c\uc0dd\uc5f0\ub3c4 \ub05d\uc790\ub9ac 5\ubd80\uc81c<\/p>\n<h3>\ubc29\ubc95 1. \uc740\ud589 \uc571\uc73c\ub85c \ube44\ub300\uba74 \uc2e0\uccad (\uac00\uc7a5 \uc26c\uc6c0)<\/h3>\n<p><strong>\uc900\ube44\ubb3c:<\/strong> \ubcf8\uc778 \uba85\uc758 \uc2a4\ub9c8\ud2b8\ud3f0, \uacf5\ub3d9\u00b7\uae08\uc735\uc778\uc99d\uc11c(\ub610\ub294 \uac04\ud3b8\uc778\uc99d)<\/p>\n<p><strong>\uc808\ucc28:<\/strong><\/p>\n<ol>\n<li>\ucde8\uae09 \uc740\ud589 \uc571 \uc2e4\ud589 \ud6c4 \ubcf8\uc778 \uc778\uc99d<\/li>\n<li>&#8216;\uccad\ub144\ubbf8\ub798\uc801\uae08&#8217; \uba54\ub274 \uac80\uc0c9\u00b7\uc120\ud0dd<\/li>\n<li>\uc18c\ub4dd\u00b7\uc790\uaca9 \uc870\ud68c \ub3d9\uc758 (\uad6d\uc138\uccad\u00b7\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8 \uc790\ub8cc \uc790\ub3d9 \uc870\ud68c)<\/li>\n<li>\uc2e0\uccad\uc11c \uc81c\ucd9c \u2192 \uac00\uc785 \uac00\ub2a5 \ud1b5\ubcf4 \ud6c4 7\uc6d4 27\uc77c~8\uc6d4 7\uc77c(\uc8fc\ub9d0 \uc81c\uc678) \uacc4\uc88c \uac1c\uc124\u00b7\uc790\ub3d9\uc774\uccb4 \uc124\uc815<\/li>\n<\/ol>\n<p><strong>\uc18c\uc694 \uc2dc\uac04:<\/strong> \uc57d 10\ubd84 (\ubcc4\ub3c4 \uc11c\ub958 \uc81c\ucd9c \uc5c6\uc74c. \ub2e8, \uc6b0\ub300\ud615 \ub4f1 \uc77c\ubd80\ub294 \uc99d\ube59 \uc694\uccad \uac00\ub2a5)<\/p>\n<p><strong>\ucde8\uae09 \uc740\ud589(14\uacf3):<\/strong> \uae30\uc5c5\u00b7\ub18d\ud611\u00b7\uc2e0\ud55c\u00b7\uc6b0\ub9ac\u00b7\ud558\ub098\u00b7\uad6d\ubbfc\u00b7iM\u00b7\ubd80\uc0b0\u00b7\uacbd\ub0a8\u00b7\uad11\uc8fc\u00b7\uc804\ubd81\u00b7\uc218\ud611\u00b7\uce74\uce74\uc624\u00b7\uc6b0\uc815\uc0ac\uc5c5\ubcf8\ubd80. \ud1a0\uc2a4\ubc45\ud06c\ub294 12\uc6d4 \ucd9c\uc2dc \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uccab \uc8fc 5\ubd80\uc81c \u2014 \ub0b4 \uc2e0\uccad\uc77c\uc740?<\/h3>\n<h3>\uccab \uc8fc(6\/22~26) 5\ubd80\uc81c \u2014 \ub0b4 \uc2e0\uccad\uc77c\uc740?<\/h3>\n<p>\uc2e0\uccad \uccab \uc8fc\uc5d0\ub294 \ubab0\ub9bc \ubc29\uc9c0\ub97c \uc704\ud574 <strong>\ucd9c\uc0dd\uc5f0\ub3c4 \ub05d\uc790\ub9ac<\/strong>\ub85c \uc2e0\uccad \uc694\uc77c\uc744 \ub098\ub215\ub2c8\ub2e4. \ub2e4\ub9cc &#8216;\uba70\uce60\uc5d0 \ub05d\uc790\ub9ac \uba87&#8217;\uc778\uc9c0\ub294 \uc740\ud589\u00b7\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \uacf5\uc9c0\ub85c \uc548\ub0b4\ub418\ub2c8, \uac00\uc785 \uc804 \ubcf8\uc778\uc774 \uc4f8 \uc740\ud589 \uc571 \uacf5\uc9c0\ub97c \uaf2d \ud655\uc778\ud558\uc138\uc694.<\/p>\n<p style=\"font-size:13px; color:#777;\">\u203b \ub458\uc9f8 \uc8fc(6\/29~7\/3)\ubd80\ud130\ub294 5\ubd80\uc81c \uc5c6\uc774 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<div style=\"display:flex; gap:8px; flex-wrap:wrap; font-size:14px; text-align:center;\">\n<div style=\"flex:1; min-width:90px; border:1px solid #d8cfc2; border-radius:8px; overflow:hidden;\">\n<div style=\"background:#633806; color:#fff; padding:6px;\">6\/22 (\uc6d4)<\/div>\n<div style=\"padding:10px;\">\ub05d\uc790\ub9ac 1\u00b76<\/div>\n<\/div>\n<div style=\"flex:1; min-width:90px; border:1px solid #d8cfc2; border-radius:8px; overflow:hidden;\">\n<div style=\"background:#633806; color:#fff; padding:6px;\">6\/23 (\ud654)<\/div>\n<div style=\"padding:10px;\">\ub05d\uc790\ub9ac 2\u00b77<\/div>\n<\/div>\n<div style=\"flex:1; min-width:90px; border:1px solid #d8cfc2; border-radius:8px; overflow:hidden;\">\n<div style=\"background:#633806; color:#fff; padding:6px;\">6\/24 (\uc218)<\/div>\n<div style=\"padding:10px;\">\ub05d\uc790\ub9ac 3\u00b78<\/div>\n<\/div>\n<div style=\"flex:1; min-width:90px; border:1px solid #d8cfc2; border-radius:8px; overflow:hidden;\">\n<div style=\"background:#633806; color:#fff; padding:6px;\">6\/25 (\ubaa9)<\/div>\n<div style=\"padding:10px;\">\ub05d\uc790\ub9ac 4\u00b79<\/div>\n<\/div>\n<div style=\"flex:1; min-width:90px; border:1px solid #d8cfc2; border-radius:8px; overflow:hidden;\">\n<div style=\"background:#633806; color:#fff; padding:6px;\">6\/26 (\uae08)<\/div>\n<div style=\"padding:10px;\">\ub05d\uc790\ub9ac 5\u00b70<\/div>\n<\/div>\n<\/div>\n<p style=\"font-size:13px; color:#777;\">6\uc6d4 29\uc77c~7\uc6d4 3\uc77c\uc740 \ucd9c\uc0dd\uc5f0\ub3c4\uc640 \uad00\uacc4\uc5c6\uc774 \ub204\uad6c\ub098 \uc2e0\uccad \uac00\ub2a5<\/p>\n<h3>\uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc5d0\uc11c \uac08\uc544\ud0c0\uae30 (\uc21c\uc11c \uaf2d \uc9c0\ud0a4\uc138\uc694) \u2b50<\/h3>\n<p>\uc774\ubbf8 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc5d0 \uac00\uc785\ub3fc \uc788\ub2e4\uba74, <strong>\ub3c4\uc57d\uacc4\uc88c\ubd80\ud130 \ud574\uc9c0\ud558\uba74 \uc548 \ub429\ub2c8\ub2e4.<\/strong> \uc544\ub798 \uc21c\uc11c\ub300\ub85c \ud574\uc57c \uac08\uc544\ud0c0\uae30\uac00 \ub429\ub2c8\ub2e4.<\/p>\n<ol>\n<li>\uccad\ub144\ubbf8\ub798\uc801\uae08 <strong>\uac00\uc785 \uc2e0\uccad<\/strong> (6\/22~7\/3, \uc740\ud589 \uc571)<\/li>\n<li>\uac00\uc785 <strong>\ub300\uc0c1 \ud655\uc815 \ud1b5\ubcf4<\/strong> \ubc1b\uae30<\/li>\n<li>\uccad\ub144\ubbf8\ub798\uc801\uae08 <strong>\uacc4\uc88c \uac1c\uc124<\/strong><\/li>\n<li>\uadf8 \ub2e4\uc74c\uc5d0 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uc571\uc5d0\uc11c <strong>&#8216;\ud2b9\ubcc4\uc911\ub3c4\ud574\uc9c0&#8217;<\/strong> \uc2e0\uccad<\/li>\n<li>\uccad\ub144\ubbf8\ub798\uc801\uae08 <strong>\ub0a9\uc785 \uc2dc\uc791<\/strong><\/li>\n<\/ol>\n<p>\u26a0\ufe0f \uacc4\uc88c\ub97c \ub9cc\ub4e4\uae30 \uc804\uc5d0 \ub3c4\uc57d\uacc4\uc88c\ubd80\ud130 \ud574\uc9c0\ud558\uba74 \uac08\uc544\ud0c0\uae30\uac00 \ubd88\uac00\ub2a5\ud558\uace0, \uacc4\uc88c \uac1c\uc124 \ud6c4 \ud2b9\ubcc4\uc911\ub3c4\ud574\uc9c0\ub97c \uc548 \ud558\uba74 \ub0a9\uc785\uc774 \ub9c9\ud799\ub2c8\ub2e4. \ud2b9\ubcc4\uc911\ub3c4\ud574\uc9c0\ub85c \ube60\uc838\ub098\uc624\uba74 \uadf8\ub54c\uae4c\uc9c0 \uc313\uc778 \ub3c4\uc57d\uacc4\uc88c \uc815\ubd80\uae30\uc5ec\uae08\u00b7\ube44\uacfc\uc138\ub294 \uadf8\ub300\ub85c \uc720\uc9c0\ub429\ub2c8\ub2e4.<\/p>\n<p><!-- 6. \uc8fc\uc758\uc0ac\ud56d --><\/p>\n<h2>\u26a0\ufe0f \uc8fc\uc758\uc0ac\ud56d<\/h2>\n<h3>\uc774\ub7f0 \uacbd\uc6b0 \ub300\uc0c1\uc774 \uc544\ub2d9\ub2c8\ub2e4<\/h3>\n<ul>\n<li>\uac1c\uc778\uc18c\ub4dd(\ucd1d\uae09\uc5ec)\uc774 7,500\ub9cc\uc6d0\uc744 \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0<\/li>\n<li>\uac00\uad6c \uc18c\ub4dd\uc774 \uae30\uc900 \uc911\uc704\uc18c\ub4dd 200%\ub97c \ub118\ub294 \uacbd\uc6b0<\/li>\n<li>\uc18c\ub4dd \uc99d\uba85\uc774 \ubd88\uac00\ub2a5\ud558\uac70\ub098, \uc804\ub144\ub3c4 \uc2e0\uace0 \ub9e4\ucd9c\uc774 \uc5c6\ub294 \uc18c\uc0c1\uacf5\uc778<\/li>\n<\/ul>\n<h3>\uc790\uc8fc \ud558\ub294 \uc2e4\uc218<\/h3>\n<ul>\n<li>&#8220;\ub3c4\uc57d\uacc4\uc88c\ubd80\ud130 \ud574\uc9c0\ud558\uace0 \uc0c8\ub85c \ub4e4\uc790&#8221; \u2192 \ubbf8\ub798\uc801\uae08 \uc2e0\uccad \uc804\uc5d0 \ub3c4\uc57d\uacc4\uc88c\ub97c \uc77c\ubc18 \ud574\uc9c0\ud558\uba74 \uc5f0\uacc4\uac00\uc785(\uac08\uc544\ud0c0\uae30) \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/li>\n<li>&#8220;\uc2e0\uccad\uc740 \uc544\ubb34 \ub54c\ub098 \ud558\uba74 \ub418\uaca0\uc9c0&#8221; \u2192 \ubaa8\uc9d1\uc740 \uc5f0 2\ud68c(6\uc6d4, 12\uc6d4)\ubfd0\uc774\uace0, 6\uc6d4 \uccab \uc8fc\ub294 \ucd9c\uc0dd\uc5f0\ub3c4 \ub05d\uc790\ub9ac 5\ubd80\uc81c\uc785\ub2c8\ub2e4. \ubcf8\uc778 \uc2e0\uccad\uc77c\uc744 \ud655\uc778\ud558\uc138\uc694.<\/li>\n<li>&#8220;\uc911\uc18c\uae30\uc5c5 \ub2e4\ub2c8\ub2c8 \ubb34\uc870\uac74 \uc6b0\ub300\ud615 12%&#8221; \u2192 \ub9cc\uae30 \uc2dc\uc810\uc5d0 \uadfc\uc18d \uae30\uac04\uc744 \ub2e4\uc2dc \ud655\uc778\ud569\ub2c8\ub2e4. \uc694\uac74 \ubbf8\ucda9\uc871 \uc2dc \uc77c\ubc18\ud615(6%)\uc73c\ub85c \uc804\ud658\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p><!-- 7. FAQ --><\/p>\n<h2>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n<p><strong>Q1. \uccad\ub144\ubbf8\ub798\uc801\uae08\uc740 \uc65c \ub9cc\ub4e0 \uac74\uac00\uc694?<\/strong><\/p>\n<p>A. \uc18c\ub4dd\uc774 \uc801\uc740 \uccad\ub144\uc774 \uc2a4\uc2a4\ub85c \ubaa9\ub3c8\uc744 \ub9cc\ub4e4\uae30 \uc5b4\ub824\uc6b4 \ud604\uc2e4\uc744 \ub3d5\uae30 \uc704\ud574\uc11c\uc785\ub2c8\ub2e4. \uccad\ub144\uc774 \uc800\ucd95\ud558\uba74 \uc815\ubd80\uac00 \uae30\uc5ec\uae08\uc744 \uc5b9\uc5b4 \uc790\uc0b0 \ud615\uc131\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>Q2. \ub9cc 35\uc138\uc778\ub370 \uac00\uc785\ud560 \uc218 \uc788\ub098\uc694?<\/strong><\/p>\n<p>A. \uc6d0\uce59\uc740 \ub9cc 19~34\uc138\uc774\uc9c0\ub9cc, \ubcd1\uc5ed \uc774\ud589 \uae30\uac04(\ucd5c\ub300 6\ub144)\uc744 \ub098\uc774\uc5d0\uc11c \ube7c\uace0 \uacc4\uc0b0\ud569\ub2c8\ub2e4. \uad70 \ubcf5\ubb34\ub97c \ud588\ub2e4\uba74 \uac00\ub2a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>Q3. \ub9e4\ub2ec \uaf2d 50\ub9cc\uc6d0\uc744 \ub123\uc5b4\uc57c \ud558\ub098\uc694?<\/strong><\/p>\n<p>A. \uc544\ub2d9\ub2c8\ub2e4. \uc790\uc720\uc801\ub9bd\uc2dd\uc774\ub77c 50\ub9cc\uc6d0 \ud55c\ub3c4 \uc548\uc5d0\uc11c \ud615\ud3b8 \ub418\ub294 \ub9cc\ud07c \ub123\uc73c\uba74 \ub429\ub2c8\ub2e4. \ub0a9\uc785\uc561\uc5d0 \ube44\ub840\ud574 \uae30\uc5ec\uae08\uc774 \ubd99\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>Q4. \uae08\ub9ac\ub294 \uc5bc\ub9c8\uc778\uac00\uc694?<\/strong><\/p>\n<p>A. \uae30\ubcf8\uae08\ub9ac\ub294 \uc804 \ucde8\uae09\uae30\uad00 \uacf5\ud1b5 \uc5f0 5.0%(3\ub144 \uace0\uc815)\uc774\uace0, \uc740\ud589\ubcc4 \uc6b0\ub300\uae08\ub9ac\uac00 \ucd5c\ub300 2~3%p \ub354\ud574\uc838 \ucd5c\ub300 \uc5f0 7~8% \uc218\uc900\uc785\ub2c8\ub2e4. \uc6b0\ub300 \uc870\uac74\uacfc \uc740\ud589\ubcc4 \uae08\ub9ac\ub294 \uc740\ud589\uc5f0\ud569\ud68c \uc18c\ube44\uc790\ud3ec\ud138(portal.kfb.or.kr)\uc5d0\uc11c \ube44\uad50\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>Q5. \uc5b4\ub5a4 \uc740\ud589\uc5d0\uc11c \uac00\uc785\ud558\ub098\uc694?<\/strong><\/p>\n<p>A. 6\uc6d4 22\uc77c \uae30\uc900 \uae30\uc5c5\u00b7\ub18d\ud611\u00b7\uc2e0\ud55c\u00b7\uc6b0\ub9ac\u00b7\ud558\ub098\u00b7\uad6d\ubbfc\u00b7iM\u00b7\ubd80\uc0b0\u00b7\uacbd\ub0a8\u00b7\uad11\uc8fc\u00b7\uc804\ubd81\u00b7\uc218\ud611\u00b7\uce74\uce74\uc624\u00b7\uc6b0\uc815\uc0ac\uc5c5\ubcf8\ubd80 \ub4f1 14\uac1c \uae30\uad00 \uc571\uc5d0\uc11c \ube44\ub300\uba74 \uac00\uc785\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ud1a0\uc2a4\ubc45\ud06c\ub294 12\uc6d4 \ucd9c\uc2dc \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>Q6. \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc640 \uc911\ubcf5\uc73c\ub85c \uac00\uc785\ub418\ub098\uc694?<\/strong><\/p>\n<p>A. \ub450 \uc0c1\ud488\uc744 \ub3d9\uc2dc\uc5d0 \ubcf4\uc720\ud560 \uc218\ub294 \uc5c6\uace0, \ub3c4\uc57d\uacc4\uc88c \uac00\uc785\uc790\ub294 \ubbf8\ub798\uc801\uae08\uc73c\ub85c &#8216;\uac08\uc544\ud0c0\uae30(\uc5f0\uacc4\uac00\uc785)&#8217;\ub97c \ud558\uba74 \ub429\ub2c8\ub2e4. \ub2e8, \ub2e4\ub978 \ubd80\ucc98\u00b7\uc9c0\uc790\uccb4\uc758 \uc790\uc0b0\ud615\uc131 \uc0c1\ud488\uacfc\ub294 \uc911\ubcf5 \uac00\uc785\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>Q7. \uc911\uac04\uc5d0 \ud574\uc9c0\ud558\uba74 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/strong><\/p>\n<p>A. \uc77c\ubc18 \uc911\ub3c4\ud574\uc9c0 \uc2dc \uc815\ubd80 \uae30\uc5ec\uae08\uacfc \ube44\uacfc\uc138 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \ud1f4\uc9c1, \ud3d0\uc5c5, 3\uac1c\uc6d4 \uc774\uc0c1 \uce58\ub8cc\uac00 \ud544\uc694\ud55c \uc9c8\ubcd1 \ub4f1 \ubd88\uac00\ud53c\ud55c \uc0ac\uc720\ub294 \ud2b9\ubcc4 \uc911\ub3c4\ud574\uc9c0\ub85c \uc778\uc815\ub3fc \ud61c\ud0dd\uc774 \uc720\uc9c0\ub429\ub2c8\ub2e4.<\/p>\n<p><!-- 8. \uc815\ub9ac + \ucd9c\ucc98 --><\/p>\n<h2>\uc815\ub9ac\ud558\uba74<\/h2>\n<ul>\n<li>\u2705 <strong>\uc65c \uc8fc\ub098:<\/strong> \uc18c\ub4dd \uc801\uc740 \uccad\ub144\uc758 \ubaa9\ub3c8 \ub9c8\ub828\uc744 \uc815\ubd80\uac00 \ud568\uaed8 \ub3d5\uae30 \uc704\ud574<\/li>\n<li>\u2705 <strong>\ub300\uc0c1:<\/strong> \ub9cc 19~34\uc138, \uc18c\ub4dd 7,500\ub9cc\uc6d0\u00b7\uac00\uad6c \uc911\uc704\uc18c\ub4dd 200% \uc774\ud558<\/li>\n<li>\u2705 <strong>\uae08\uc561:<\/strong> \uc6d4 50\ub9cc\uc6d0 \uc800\ucd95 \uc2dc \ucd5c\ub300 \uc57d 2,255\ub9cc\uc6d0<\/li>\n<li>\u2705 <strong>\uae08\ub9ac:<\/strong> \uae30\ubcf8 5% + \uc6b0\ub300 \ucd5c\ub300 2~3% \u2192 \ucd5c\ub300 \uc5f0 7~8%<\/li>\n<li>\u2705 <strong>\uc2e0\uccad:<\/strong> 6\uc6d4 22\uc77c~7\uc6d4 3\uc77c, \uc740\ud589 \uc571 \ube44\ub300\uba74 (\uccab \uc8fc 5\ubd80\uc81c)<\/li>\n<li>\u2705 <strong>\ud575\uc2ec:<\/strong> \ub3c4\uc57d\uacc4\uc88c \uac00\uc785\uc790\ub294 \uc77c\ubc18 \ud574\uc9c0 \ub9d0\uace0 &#8216;\uac08\uc544\ud0c0\uae30&#8217;\ub85c \uc2e0\uccad<\/li>\n<\/ul>\n<p>\uc2e0\uccad \uae30\uac04\uc774 2\uc8fc\ubfd0\uc774\uace0 \uccab \uc8fc\ub294 5\ubd80\uc81c\uc785\ub2c8\ub2e4. \ubcf8\uc778 \uc2e0\uccad\uc77c\uc744 \uc9c0\uae08 \ub2ec\ub825\uc5d0 \ud45c\uc2dc\ud574 \ub450\uc138\uc694.<\/p>\n<hr>\n<p>\ubb38\uc758: \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \ucf5c\uc13c\ud130 1397<\/p>\n<p>\uacf5\uc2dd \uc0ac\uc774\ud2b8: <a href=\"https:\/\/www.kinfa.or.kr\/financialProduct\/youthFutureSavings.do\" target=\"_blank\" rel=\"noopener\">\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \uccad\ub144\ubbf8\ub798\uc801\uae08 \uc548\ub0b4<\/a><\/p>\n<p>\ucd9c\ucc98: \uae08\uc735\uc704\uc6d0\ud68c, \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0, \uc804\uad6d\uc740\ud589\uc5f0\ud569\ud68c \uc18c\ube44\uc790\ud3ec\ud138<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;\uc6d4\uae09 \ubc1b\uc544\ub3c4 \ud1b5\uc7a5\uc740 \ub298 \ube44\uc5b4 \uc788\ub294\ub370, \ubaa9\ub3c8\uc740 \ub300\uccb4 \uc5b8\uc81c \ubaa8\uc73c\uc8e0?&#8221; \uccad\ub144\uc774\ub77c\uba74 \ub204\uad6c\ub098 \ud55c \ubc88\ucbe4 \ud574\ubcf8 \uace0\ubbfc\uc785\ub2c8\ub2e4. \uc774\ub7f0 \uccad\ub144\uc758 \ubaa9\ub3c8 \ub9c8\ub828\uc744 \uc815\ubd80\uac00 \ub3d5\ub294 \uc81c\ub3c4\uac00 \ubc14\ub85c \uccad\ub144\ubbf8\ub798\uc801\uae08\uc774\uc5d0\uc694. \uc774 \uae00 \ud558\ub098\uba74 \uccad\ub144\ubbf8\ub798\uc801\uae08 \ub300\uc0c1\uc778\uc9c0,&#8230;<\/p>\n","protected":false},"author":1,"featured_media":37,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[10,4,6,7,3,9,5,8,11],"class_list":["post-16","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-10","tag-4","tag-6","tag-7","tag-3","tag-9","tag-5","tag-8","tag-11"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\uccad\ub144\ubbf8\ub798\uc801\uae08 6\uc6d4 22\uc77c \uc2e0\uccad \uc2dc\uc791 \u2014 5\ubd80\uc81c \ub0a0\uc9dc\u00b7\ucd5c\ub300 8% \uae08\ub9ac \uc815\ub9ac<\/title>\n<meta name=\"description\" content=\"\uccad\ub144\ubbf8\ub798\uc801\uae08 \uc2e0\uccad\uc740 6\uc6d4 22\uc77c\ubd80\ud130 7\uc6d4 3\uc77c\uae4c\uc9c0(\uccab \uc8fc 5\ubd80\uc81c). \ub9cc 19~34\uc138\uac00 \uc6d4 50\ub9cc\uc6d0 \uc800\ucd95 \uc2dc \uc815\ubd80 \uae30\uc5ec\uae08 \ucd5c\ub300 12%\uc5d0 \uae30\ubcf8\uae08\ub9ac 5%+\uc6b0\ub300 \ucd5c\ub300 8%\uae4c\uc9c0, \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uac08\uc544\ud0c0\uae30 \uc8fc\uc758\uc810\uc744 \ud55c \ubc88\uc5d0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mori.yailee.com\/?p=16\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uccad\ub144\ubbf8\ub798\uc801\uae08 6\uc6d4 22\uc77c \uc2e0\uccad \uc2dc\uc791 \u2014 5\ubd80\uc81c \ub0a0\uc9dc\u00b7\ucd5c\ub300 8% \uae08\ub9ac \uc815\ub9ac\" \/>\n<meta property=\"og:description\" content=\"\uccad\ub144\ubbf8\ub798\uc801\uae08 \uc2e0\uccad\uc740 6\uc6d4 22\uc77c\ubd80\ud130 7\uc6d4 3\uc77c\uae4c\uc9c0(\uccab \uc8fc 5\ubd80\uc81c). \ub9cc 19~34\uc138\uac00 \uc6d4 50\ub9cc\uc6d0 \uc800\ucd95 \uc2dc \uc815\ubd80 \uae30\uc5ec\uae08 \ucd5c\ub300 12%\uc5d0 \uae30\ubcf8\uae08\ub9ac 5%+\uc6b0\ub300 \ucd5c\ub300 8%\uae4c\uc9c0, \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uac08\uc544\ud0c0\uae30 \uc8fc\uc758\uc810\uc744 \ud55c \ubc88\uc5d0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mori.yailee.com\/?p=16\" \/>\n<meta property=\"og:site_name\" content=\"\ubcf5\uc9c0\ud3ec\ud138\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-16T06:27:54+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-16T08:49:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mori.yailee.com\/wp-content\/uploads\/2026\/06\/\ud654\uba74-\ucea1\ucc98-2026-06-16-152415.jpg\" 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